I'll have a picture up in a little while to show you how bundled up I get, but this picture an earlier one of me adjusting my front derailleur. I am riding a hybrid which has a 9 speed cassette and 3 chain rings in the front. As I am getting back on the bike, I find I need more combinations. But as I get more accustomed to riding again, I am sure I will settle back into needing fewer.
What I really need to do next is start challenging myself in training with some hills. There's no shortage of those around here.